Precious metals have long been a popular investment choice. Metals like gold and silver retain their value even when the stock market plunges. So if you’re looking to add these metals to your investment portfolio, now is a good time. However, as a beginner investor, you’ll likely be overwhelmed by the numerous buying options available...
An increasing number of investors are opting for automated investing tools, commonly known as robo-advisors. These automated tools put the management of your portfolio in an autopilot mode. Here are five benefits of such automated investing platforms: Affordable Before robo-advisors, you needed to pay hefty fees to an investment advisor to assist and manage your...
These days, a lot of people are leaving their jobs in the pursuit of setting up their own business. While a good idea is often the key to a successful business, the most important thing for you to start a business is the availability of funds. That is where business loans come into the picture....
Debt settlement companies provide the service of lowering your existing debts by negotiating with your lender to provide financial relief. There are many such companies that can help you with repaying only a percentage of your loan to settle it permanently. Below is a list of the top 10 debt settlement companies you can compare...
In a regular mortgage, you pay the lender over a period to eventually own the home. In a reverse mortgage, the lender pays you as an advance towards the equity of your home. The amount is tax-free and you do not have to repay it as long as you live in the home. Here are...
Generally, the real estate taxes, maintenance, and building insurance expenses are paid by the landlord when the tenant pays the rent. However, in the case of the triple net (NNN) property, the tenant has to pay those too, in addition to the utility boils and the rent. The rent is lower for the NNN properties...
A credit card is an important financial tool. Living life without a credit card is difficult in today’s time. If used wisely, credit cards can prove to be a boon for you. However, before finalizing on a credit card, it is of utmost importance for you to know to analyze the rewards, benefits, and spending...
An Individual Retirement Account or IRA is an ideal resource to help you in your retirement goals. The accounts have a tax advantage, which ensures you do not have to pay any tax when you withdraw funds from the account at the time of retirement. Many individuals do not consider opening a retirement account on...
As the beginning of the fiscal year draws closer, the humongous task of filing tax returns too comes knocking at your door. For many citizens, filing tax returns proves to be quite an ordeal as not all of them are well-versed with the art of managing their finances. Doing their taxes and filing for returns...
The government funds many federal programs to provide benefits to hardworking citizens of the country. Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are some benefits that can be availed by any citizen or resident who suffers from some form of disability. Both programs are administered and governed by the Social Security Administration....